XRP Education Hub
Long-form guides, plain-English explainers and UK-specific deep dives. Everything here is written by the XRP Army editorial team and updated as the ecosystem moves.
Basics
What is XRP?
XRP is the native digital asset of the XRP Ledger — a decentralised blockchain optimised for fast, low-cost value transfer. Here's how it actually works.
Read article →What is Ripple?
Ripple is a privately-held fintech company that builds enterprise cross-border payments software. It is not the XRP Ledger, and it does not own XRP — but the relationship matters.
Read article →XRP for Beginners
If you're thinking about buying your first XRP, start here. Plain-English explanations of how it works, what it's used for, and what can go wrong.
Read article →Common XRP Myths
Plain answers to the most-repeated XRP claims circulating online. Some are partly true, some are fully wrong, none deserve to be repeated unchecked.
Read article →How-to
UK
Security
How to Store XRP Safely
Self-custody is the single biggest security upgrade you can give your XRP. Here's how to do it without losing your funds.
Read article →Best XRP Wallets
Honest comparison of the leading XRP wallets in 2025 — hardware and software, with strengths, weaknesses and what each is best for.
Read article →XRP Security Guide
Most lost XRP isn't from market crashes — it's from preventable security mistakes. Here's how to protect your holdings.
Read article →Adoption
XRP Utility Explained
XRP's utility goes beyond price speculation. Here's a clear look at what the token and the XRP Ledger are actually used for in 2025.
Read article →XRP and ISO 20022
ISO 20022 is a messaging standard, not a blessing. Here's a sober look at the connection between ISO 20022 and XRP.
Read article →XRP Banking Adoption
Honest survey of institutional XRP adoption in 2025 — what's real, what's overstated, and where the growth is.
Read article →Compare
XRP vs Bitcoin
Bitcoin is digital gold. XRP is digital payments. They solve different problems and a serious crypto holder usually owns both. Here's the head-to-head.
Read article →XRP vs SWIFT
SWIFT is messaging, not settlement. XRP is settlement, not messaging. They are often compared but they do different jobs. Here's the real picture.
Read article →